Accidental Death & Dismemberment (AD&D)
Pays a specified amount in case of accidental injury or death of the insured. Coverage for Car Rental and/or Common Carrier AD&D is also available.

Extended Health Care
Provides eligible services or supplies that are medically necessary and may include prescription drugs, vision care, medical services and equipment, paramedical services, and hospital room expenses as well as medical expenses outside the province  where the insured lives when travelling.

Dental Care
Pays a specified amount towards dental care and maintenance.

Disability Income
Insurance designed to protect the insured’s employment income, by providing monthly benefits when eligible disability restricts the ability to work.

Travel Medical
Provides coverage for trips up to a specified number of days. Eligible hospital, doctor, ambulance, nursing, drugs, repatriation, vehicle return and ancillary services are included.

Trip Cancellation
Covers booked trip arrangements if cancelled before departure due to covered causes including major illness, accident or death of a family member or travelling companion.

Trip Interruption
Covers extra cost of booked trip arrangements when a trip is interrupted due to covered causes including major illness, accident or death of a family member or travelling companion.

Hospital Income
Pays a specified periodic benefit should the insured be confined to a hospital for accident, illness, or injury.

Critical Illness
Provides a tax-free, lump-sum cash payment when the insured is diagnosed with a specified critical illness.

Creditor Insurance
Continues regular required payments for debt instruments (mortgages, loans, credit cards) in case of covered causes including disability or involuntary job loss or lump sum payments in case of death or critical illness.

Continuing Obligation Protection
Continues regular interval payments (typically monthly) for financial commitments (rent, utilities, or other bills, etc.) for a specified period of time for covered causes including disability, critical illness or involuntary job loss.

Continuing Investment Protection
Continues regular interval payments (typically monthly) for financial products (savings plans, mutual funds, TFSAs, RRSPs, RESPs etc.) for a specified period of time for covered causes including disability, or involuntary job loss.