Property & Casualty Insurance

Collision Damage Waiver
Where the insured rents an automobile with a participating credit card, and declines collision damage benefits with the rental company, the insured has coverage in the event that the automobile is stolen or damaged.

Purchase Insurance
Provides coverage for the insured against theft, loss or damage of most items of personal property for 90 days from date of purchase.

Extended Warranty
Provides coverage for the insured to double the period of repair service, to a maximum of one or two years, provided by the original manufacturer's warranty.

Personal Effects
Provides cost reimbursement for personal items lost or stolen from a rental car or hotel.

Lost/Delayed Baggage
Provides for emergency purchases if luggage is delayed beyond a certain time and cost reimbursement if lost permanently.

Flight Delay
Provides reimbursement for costs related to entertainment, food or lodging when a booked flight is delayed beyond a certain time.

Job Loss
This benefit continues regular interval payments for a specified period of time in the event of involuntary unemployment.

Price Protection
Reimburses the difference if a better price is found for a purchased item within a specified number of days.

Legal Insurance
The services of a lawyer including legal information, advice and/or representation in court if necessary.

Identity Theft Insurance
Provides reimbursement for eligible ancillary costs, lost wages and legal defense expenses associated with restoration of the insured’s stolen identity.